Category Archives: Renting & Real Estate

What happens if you buy a owner financed home and the owner dosent repay the existing mortgage?

gator asked: I am getting ready to buy a home and land from a family member, through owner financing. The land and house currently has an existing mortgage, what will happen if the owner dosent pay the existing mortgage? Im not sure how owner financing works.
thanksPamela

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What is a short sale and how long you have to wait to buy another house again?

eripapito asked: I heard a short sale in when you can pay or can sell your house for the amount you bought it for… For example I bought my house for $235k and now it cost between $170k to $190k, so it is upside downs for around $60k. I heard that I can hire [...]

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How do you manage to make enough money to buy a home?

betsy asked: A home similar to the modest 3 bedroom 2 bathroom home that I grew up in duriing the 1960s in west San Jose, California recently sold for a little over $1,200,000.
My mortgage broker told me that I would need an annual income of at least $230,000 to qualify for the home [...]

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Would my wife and I qualify to buy a home?

donwillymo asked: We live in New York and are interested in buying a home like any other couple. Combined we currently make 56,160 annually not including bonuses and o/t (although second job would bring it up to about 62,000). She has a great credit rating and I have mediocre rating but not terrible. Would this [...]

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How soon after foreclusure can I buy another house?

remarkabow asked: Our house was foreclosed upon several years ago, before it was so easy to get refinancing. We’re in much better shape financially now and I’d like to buy again. How can this be accomplished?Lonny

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What Happens When You Buy A Foreclosing Home?

S. P asked: I’ve been seeing a whole lot of postings on craigslist for a rent-to-own or “subject to” for a house going into foreclosure or behind on the mortgage. What happens when you buy a home going into foreclosure or “behind on the mortgage” (is that the same thing?) what happens with the house [...]

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We live in a home provided by my husband’s job, can we buy a home that is a primary residence in another town?

inquisitive asked: The home we would like to buy is 3 hours away. We will use the home for our frequent trips to that town, holidays, and eventual relocation. We also need to provide a safe and affordable place for my mother-in-law to live. We will pay the mortgage/maintance and she will [...]

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How do you go about buy your first home if you have very bad credit?

nell_jen asked: I have been through bankruptcy chapter 7 and chapter 13. What steps can I take in order to buy a home? Is there hope for me to live my dream?Bonita

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Can I buy a house to rent using a corporation, then rent it from the company?

Scott C asked: Is it legal to create a business, buy a house using the business, then rent it to myself?Sophia

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Is it a good time to buy a house in Charlotte?

ratboy_wustl asked: I know this question has been asked but I’d like to know if it’s a good time (or not an awful time) to buy a house in Charlotte, NC.
I’m a first time buyer and I’m excited at the opportunity at buying but (obviously) want to avoid buying at peak. My research indicates [...]

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